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A smart thermostat may save about $50 a year. Your ducts could matter more

ENERGY STAR says certified smart thermostats save the average household about $50 annually, while sealing and insulating ducts can improve HVAC efficiency by as much as 20%.

By HomeCostGrid Editorial Desk · Published July 26, 2026
Editorial illustration of a smart thermostat, leaky ducts, airflow, and an energy-savings chart

A thermostat is visible, easy to shop for and full of features. A disconnected or leaky duct in an attic is none of those things—and it can waste far more conditioned air. The best upgrade depends on how the existing system actually operates.

Check compatibility before buying

Confirm HVAC type, stages, heat-pump and backup-heat control, wiring and common-wire needs, zoning, accessories and Wi-Fi coverage. Verify that every promised feature works with the installed equipment.

Use schedules that fit the household

Savings come from reducing unnecessary heating and cooling without creating comfort, moisture or recovery problems. A household that already maintains efficient settings may save less than one with long unoccupied periods.

Inspect accessible ducts

Ask about leakage testing, disconnected runs, damaged flex duct, crushed sections, uninsulated ducts and poor return paths. Use mastic or approved foil products for appropriate repairs rather than ordinary cloth duct tape.

The HomeCostGrid view

Do not spend hundreds on a thermostat to chase a $50 estimate without checking the system. Compare the installed device cost with control benefits, utility incentives, equipment health and the duct or envelope work the home may need first.

Primary sources

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