What will property tax and government fees add to your home?
Compare state-level effective property tax benchmarks, then open the state guide to check assessment, exemptions, transfer taxes, recording charges and the exact county bill. State averages are a screening tool—not a quote for an address.
STATE COMPARISON
Effective property tax rates.
Tax Foundation calculations using 2024 ACS data: total real estate taxes paid divided by total owner-occupied housing value.
RankStateEffective rate$400k illustrationCost tierGuide
01ILIllinois1.88%$7,520/yrHighOpen →02NJNew Jersey1.88%$7,520/yrHighOpen →03CTConnecticut1.54%$6,160/yrHighOpen →04VTVermont1.51%$6,040/yrHighOpen →05NHNew Hampshire1.50%$6,000/yrHighOpen →06NENebraska1.44%$5,760/yrHighOpen →07TXTexas1.40%$5,600/yrHighOpen →08OHOhio1.36%$5,440/yrHighOpen →09IAIowa1.33%$5,320/yrHighOpen →10WIWisconsin1.32%$5,280/yrHighOpen →11NYNew York1.30%$5,200/yrHighOpen →12PAPennsylvania1.26%$5,040/yrModerate-highOpen →13KSKansas1.21%$4,840/yrModerate-highOpen →14MIMichigan1.19%$4,760/yrModerate-highOpen →15RIRhode Island1.12%$4,480/yrModerate-highOpen →16MAMassachusetts1.00%$4,000/yrModerate-highOpen →17MNMinnesota1.00%$4,000/yrModerate-highOpen →18SDSouth Dakota1.00%$4,000/yrModerate-highOpen →19MEMaine0.98%$3,920/yrModerate-highOpen →20AKAlaska0.94%$3,760/yrModerate-highOpen →21MDMaryland0.92%$3,680/yrModerate-highOpen →22NDNorth Dakota0.92%$3,680/yrModerate-highOpen →23MOMissouri0.89%$3,560/yrModerate-highOpen →24OROregon0.81%$3,240/yrModerate-highOpen →25GAGeorgia0.79%$3,160/yrModerateOpen →26OKOklahoma0.79%$3,160/yrModerateOpen →27FLFlorida0.78%$3,120/yrModerateOpen →28VAVirginia0.78%$3,120/yrModerateOpen →29INIndiana0.76%$3,040/yrModerateOpen →30WAWashington0.75%$3,000/yrModerateOpen →31KYKentucky0.74%$2,960/yrModerateOpen →32CACalifornia0.70%$2,800/yrModerateOpen →33NCNorth Carolina0.66%$2,640/yrModerateOpen →34NMNew Mexico0.63%$2,520/yrModerateOpen →35MTMontana0.61%$2,440/yrModerateOpen →36DCDistrict of Columbia0.60%$2,400/yrModerateOpen →37MSMississippi0.58%$2,320/yrModerateOpen →38ARArkansas0.56%$2,240/yrModerateOpen →39LALouisiana0.55%$2,200/yrModerateOpen →40DEDelaware0.54%$2,160/yrLowerOpen →41WYWyoming0.53%$2,120/yrLowerOpen →42TNTennessee0.52%$2,080/yrLowerOpen →43WVWest Virginia0.51%$2,040/yrLowerOpen →44COColorado0.50%$2,000/yrLowerOpen →45IDIdaho0.50%$2,000/yrLowerOpen →46NVNevada0.50%$2,000/yrLowerOpen →47SCSouth Carolina0.49%$1,960/yrLowerOpen →48AZArizona0.48%$1,920/yrLowerOpen →49UTUtah0.48%$1,920/yrLowerOpen →50ALAlabama0.37%$1,480/yrLowerOpen →51HIHawaii0.29%$1,160/yrLowerOpen →The $400,000 illustration multiplies home value by the statewide effective rate. It does not reproduce a local assessment, exemption, levy, tax cap or actual bill.
HOME-BUYING FEES
Four costs buyers often confuse.
Your Loan Estimate and Closing Disclosure separate these amounts. Responsibility can depend on state law and the purchase contract.
Property tax
Recurring local tax tied to assessed value, tax rate, exemptions and special districts.
Transfer tax
A state or local charge connected to transferring real property, often based on price or loan amount.
Recording fee
A government charge for recording the deed, mortgage and related documents; often document- or page-based.
Prepaid and escrow tax
Cash collected at closing to divide the current tax period or establish the lender’s escrow reserve.
PRIMARY SOURCES
Verify before making an offer.
Rates, assessment cycles, exemptions and transfer charges change. Use the county assessor, recorder and the written Closing Disclosure for the property.