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Shopping for a safer 2026 car? Check the exact build, not just the badge

Four more vehicles reached IIHS’s top tier in July. Before you celebrate, match the rating to the exact model year, build date, headlights and equipment.

By HomeCostGrid Editorial Desk · Published July 26, 2026
Paper-cut illustration of an unbranded crossover moving through crash, headlight and child-seat safety checks

Safety awards are useful shortlist tools because they combine several demanding evaluations, but a badge should never be copied from one model year or trim to another without checking. A redesign, airbag change, headlight option or production-date improvement can change the applicable result.

The latest additions

IIHS reported that the 2026 Audi A6, BMW X1, Mazda CX-5 and Subaru Crosstrek Hybrid earned Top Safety Pick+. The announcement also published new ratings for five models that did not qualify for either award.

What the 2026 award asks for

IIHS says qualifying vehicles need good ratings in the moderate overlap front, small overlap front and side tests, acceptable or good headlights across all trims and qualifying standard crash-prevention systems. The plus award requires stronger pedestrian performance and an acceptable or good result in the newer vehicle-to-vehicle prevention test.

Size and compatibility still matter

IIHS evaluates vehicles within size categories and notes that larger, heavier vehicles generally provide more protection than smaller, lighter ones. That does not make every large vehicle safer; rollover, visibility, braking, crash compatibility and the exact test record still matter.

The HomeCostGrid view

Open the exact IIHS and NHTSA pages for the model year and trim, then check the VIN for unrepaired recalls. Add insurance and collision-repair pricing to the comparison because sensors, lighting and structural parts can make two equally rated cars very different to repair.

Primary sources

BUILD A RANGETurn a project into a realistic budget.COMPARE CITIESDallas vs St. Petersburg: home, transport and daily-life tradeoffs.WHICH CAR?Match the vehicle to your city, home and real annual cost.