← See all Top 5 listsCITY PROFILE · TN · UPDATED JULY 2026

Johnson City, TN

Johnson City also appeared near 0.33% in the updated 2024 analysis.

SouthMixed climate1 Top 5 mention
A QUICK COST START

Let’s sketch out the Johnson City budget.

These Tennessee numbers give you a useful first draft. Next, plug in the exact address and your own household needs.

REGIONAL PRICE LEVEL91.9U.S. = 100
TYPICAL FURNISHING$16,500whole-home planning point
MOVE-IN BUDGET$5,700state planning point
MONTHLY OPERATIONS$720utilities + upkeep model
WHY IT MADE THE LIST

Here’s where Johnson City stands out.

Each list asks a different question. Open any guide to meet all five choices and see the tradeoffs alongside the good stuff.

#5TOP 5 · PROPERTY TAX

5 U.S. cities with the lowest property taxes

Johnson City also appeared near 0.33% in the updated 2024 analysis.

WATCH

Exact county and city limits, assessment ratio, owner-occupancy relief, insurance and resale liquidity.

See full Top 5 →
BEFORE YOU MOVE

Love the city? Now check the exact address.

  1. HousingCompare the payment or rent, tax, insurance, HOA, utilities and maintenance.
  2. Daily routeTest work, school, groceries and health care at the hours you will use them.
  3. Local boundariesConfirm schools, utilities, municipal services and tax districts in writing.
  4. Safety and hazardsReview current police, traffic, FEMA and insurance information for the address.
SAVE IN YEAR ONE

Start with the state picture, then get local.

Compare the county, not only the stateHousing, insurance, contractor labor, and property taxes can change sharply across metro and county lines.

Separate move-in needs from upgradesFund safety, sleep, basic kitchen use, and storage first; delay décor and specialty appliances for 30–90 days.

Request equal-scope quotesCompare labor, delivery, disposal, permits, accessories, warranties, and tax instead of headline prices.

Check utility and local programsTVA local power companies administer many residential efficiency offers.

CITY QUESTIONS

Wondering if it’s right for you?

Is Johnson City a good place to live?

Johnson City is a strong research candidate for small-metro tax efficiency. Verify the exact neighborhood, household budget, commute, insurance and local services before moving.

Is Johnson City affordable?

Affordability depends on income and address. Tennessee's 2024 regional price level was 91.9 against a U.S. benchmark of 100; city housing can differ sharply from the statewide figure.

What should I check before moving to Johnson City?

Price the exact home, taxes, insurance, utilities and commute; verify school and service boundaries; review local crime, traffic and hazard data; and visit during an ordinary weekday.

PAINTERS · PLUMBERS · ROOFERS · MORE

Need a hand with the house in Johnson City?

Open the city directory to compare local home-service businesses using live Google ratings, review counts, addresses and map links.

Find local home pros
ELECTRICITY · GAS · WATER · INTERNET

Connect the whole home in Johnson City.

Start with the exact street address. Utility territories can cross city lines, and apartments may include services that detached homes bill separately.

Electricity planning signal$130/mo

1,000 kWh × 13¢ state planning rate

Water & sewerAddress bill

Meter, base charge, usage, sewer and local fees

Natural gasSeasonal

Service charge, therm/Mcf rate and winter usage

Internet$35–$85/mo

300–500 Mbps fiber shopping target where available

THE ADDRESS CHANGES THE QUOTE

Price insurance before you commit to Johnson City.

Tennessee reported $1,492 for the 2022 HO-3 average premium and $1,050 for 2023 average auto expenditure. A Johnson City ZIP code can land far from either statewide figure.

  1. 1Quote the exact home or apartment.
  2. 2Match limits and deductibles.
  3. 3Check flood and catastrophe gaps.
See Tennessee insurance costs
INTERNET · FIBER · MOBILE

Who should you test first in Johnson City?

Coverage can change by block, building and even floor. This shortlist shows the networks worth checking—not a promise that service reaches your address.

CABLE TV · LIVE TV · LOCAL CHANNELS

What should you watch—and what should it cost—in Johnson City?

Compare the normal monthly bill, not the first promotional month. Local channels, sports networks, boxes and DVR can change the winner.

STREAMING PRICE FLOOR$45.99/mo

Sling TV

Lower cost can mean fewer local channels. Verify the ZIP and every must-have network.

LOCAL CAR DEALERS · REVIEWED DIRECTORY

Car dealers serving Johnson City.

Listings appear only after HomeCostGrid review. Always verify inventory, pricing, fees, warranties, financing terms and dealer licensing independently.

Checking approved local listings…

OWN OR MANAGE A DEALERSHIP?Click to add your business+
SUBMIT FOR REVIEW

List your dealership in Johnson City, TN.

Submission is free. It will remain private until an administrator reviews and approves it. Approval and placement are not guaranteed.

BUILD A RANGETurn a project into a realistic budget.COMPARE CITIESMiami vs San Diego: home, transport and daily-life tradeoffs.WHICH CAR?Match the vehicle to your city, home and real annual cost.