← Explore all Top 5 listsCITY PROFILE · NY · UPDATED JULY 2026

Binghamton, NY

ATTOM’s updated analysis placed Binghamton highest among metros with at least 200,000 residents, at about 2.46%.

NortheastCold climate1 Top 5 mention
STATE-LEVEL COST CONTEXT

Start the city budget here.

These are planning benchmarks for New York, not city quotes. Replace them with the exact address, household and project scope.

REGIONAL PRICE LEVEL107.9U.S. = 100
TYPICAL FURNISHING$19,400whole-home planning point
MOVE-IN BUDGET$6,700state planning point
MONTHLY OPERATIONS$1,003utilities + upkeep model
WHY THIS CITY APPEARS

Binghamton across our Top 5 research.

Each mention uses a different question and scorecard. Open the full guide to compare all five choices and their tradeoffs.

#1TOP 5 · PROPERTY TAX

5 U.S. cities with the highest property taxes

ATTOM’s updated analysis placed Binghamton highest among metros with at least 200,000 residents, at about 2.46%.

WATCH

City versus surrounding municipality, school and county levies, exemptions, assessment history and the actual parcel bill.

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BEFORE YOU MOVE

Verify the exact address.

  1. HousingCompare the payment or rent, tax, insurance, HOA, utilities and maintenance.
  2. Daily routeTest work, school, groceries and health care at the hours you will use them.
  3. Local boundariesConfirm schools, utilities, municipal services and tax districts in writing.
  4. Safety and hazardsReview current police, traffic, FEMA and insurance information for the address.
LOWER THE FIRST-YEAR COST

Use the state context, then shop locally.

Compare the county, not only the stateHousing, insurance, contractor labor, and property taxes can change sharply across metro and county lines.

Separate move-in needs from upgradesFund safety, sleep, basic kitchen use, and storage first; delay décor and specialty appliances for 30–90 days.

Request equal-scope quotesCompare labor, delivery, disposal, permits, accessories, warranties, and tax instead of headline prices.

Check utility and local programsNYS Clean Heat incentives depend on utility, equipment, contractor, and project design.

CITY QUESTIONS

Plan before choosing.

Is Binghamton a good place to live?

Binghamton is a strong research candidate for highest updated 2024 metro benchmark. Verify the exact neighborhood, household budget, commute, insurance and local services before moving.

Is Binghamton affordable?

Affordability depends on income and address. New York's 2024 regional price level was 107.9 against a U.S. benchmark of 100; city housing can differ sharply from the statewide figure.

What should I check before moving to Binghamton?

Price the exact home, taxes, insurance, utilities and commute; verify school and service boundaries; review local crime, traffic and hazard data; and visit during an ordinary weekday.